??? ????? ?? ??? ??? ??? ??? ??? ? ????.? ????? ????? ?? ??? ??, ??? ????, ??? ?????, ?? ? ??? ?????? ???? ??? ?? ?????.for firms Beforehand ruled underneath the Firms Act, the by-regulations had to specifically give for a power to borrow, which was to generally be verified from the customers– ?? ??? ?? ???? ??? ???? ?? ??? ?? ?? ?? ???? ???